Cents > Download App

Smart Loans, Simplified.

Secure, collateral-based lending you can trust.

Testimonials from successful clients

Good

Abel Mulenga

Easy Application

Juliet Chulu

Fantastic Marvelous 😍

Paul Chishala

Quick and reliable

Mapalo Bulaya

Am a constant customer of CENTS and I can say it is a very reputable business company which knows how to satisfy it’s customer discretion. Their response and hospitality is very excellent. If you are looking for a lending institution with top not services please don’t hesitate to contact CENTS, because CENTS it is the best!

Pulina Malwa

This services are real and genuine. And at any point you can receive assistance.

Charles Kunda

They are really helpful trust them

Elita Phiri

The services are ok, the good thing about them is that they respond urgently whenever in need. And I would use them whenever am in need. Whenever you have an urgent need they will respond to you on time.

Kanyanga Chuma

One of the best loaning platform, easy to access on low rates… Keep it up

Chongo Musonda

Thank you for attending to me very well, I appreciate the welcoming.

Christatah Mwansa

The services are not all that bad compared to others.

Chola Mwape

Very reliable. Be sure to come back for another loan

Banda Emmanuel Waza

How it works

  • Download and install the app.
  • Apply for a loan using our easy to use interface
  • Once Approved, you will meet with one of our staff
  • Once collateral is submitted, Money will be deposited into your account.
Download App
Easy Steps

Open App

See how much you would top up using our secure and reliable Loan Calculator

Navigate to Apply section

After reading through the terms, go on and proceed with the signature and applying. After wards you will hear from one of our correspondents.

Download App

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Share your experience for others to see, good or bad.

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Note: Online services are region-specific. Please contact us before applying using the app.